Which contract to use

v1 is production: pay-ins and payouts across three contracts. Pay-ins cover three payment methods on two contracts; payouts are a third. v2, one contract in beta, is in the version selector and has its own agent pages.

Area Method Documentation
Pay-ins Apple Pay Apple Pay
Pay-ins Google Pay Google Pay
Pay-ins Card payments Card payments
Payouts — Payouts

That a method is a pay-in does not make its contract shared. Apple Pay and Google Pay run on one contract; card payments run on another; payouts on a third. They differ in ways that matter to an integration:

Apple Pay, Google Pay Card payments Payouts
Host (test) pay-in-api.mrcr.io pay-in-api.mrcr.io payouts-api.mrcr.io
Credentials Sdk-Partner-Token (service_id:secret) + Sign Key api_key + secret_key service_id + secret_key
Signature X-Signature, HMAC-SHA256 over the compact JSON body sign, hash_hmac MD5 over the base64 data string hash, MD5 of concatenated fields
Request JSON data (base64 JSON) + sign JSON or form
Response JSON JSON XML
Error transport HTTP status + JSON HTTP status + JSON HTTP 200, outcome inside the XML body
Status type string integer string
Success value paid 3 PAID, not OK or PROCESSING

Credentials are per contract. A key issued for one does not authenticate against another, and no identifier is shared between them.